Available to residents of the 50 US states and DC only.
Earn up to 50,000 bonus Avios
25,000 bonus Avios are awarded after your first Eligible Purchase and 25,000 Bonus Avios after you spend $5,000 on Eligible Purchases in the first 90 days from Account opening. This product is not available to either (i) current cardholders of a Qatar Airways Privilege Club Visa Infinite Credit Card, or (ii) previous cardholders of a Qatar Airways Privilege Club Visa Infinite Credit Card who received a new cardholder bonus for their Qatar Airways Privilege Club Visa Infinite Credit Card.
After qualifying, please allow up to 12 weeks for bonus “Avios” to post to your Qatar Airways Privilege Club (“Privilege Club”) account. “Eligible Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, crypto-currency transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including the annual fee). To be eligible for this bonus offer, your Card Account must be open, active, and current at the time of fulfillment. If your Card Account does not remain open for at least six months from Account opening, Cardless and Qatar Airways Group Q.C.S.C (“Qatar Airways”) reserve the right to deduct the bonus Avios from your Privilege Club account. The number of Avios required to redeem a flight may vary depending on the destination and the availability of products and/or services, promotional campaigns, and other factors of Qatar Airways and partner airlines. You will not earn Qpoints based on any “bonus” Avios accrual, such as sign-up/welcome bonuses and regular promotions, including any seasonal promotional campaigns.
For more information about what counts as an Eligible Purchase and for more details about the Qatar Airways Privilege Club Infinite Credit Card (“Card”) view the latest Qatar Airways Privilege Club Visa Infinite Credit Card Reward Program Agreement available at cardless.com.
Earning Avios
How you can earn Avios: You will earn Avios “Avios” on Eligible Purchases of products and services, minus returns, refunds or disputed charges, made with your Qatar Airways Privilege Club Visa Infinite Credit Card. Buying products and services with your Card, in most cases, will count as an Eligible Purchase.
Avios are earned as follows:
You will earn 1 Avios for each $1 spent on Eligible Purchases. Avios are rounded down to the nearest dollar (for example, a $45.85 Eligible Purchase would earn 45 Avios).
You will earn a total of 3 Avios for each $1 spent on Eligible Purchases charged with merchants whose merchant code with Visa is classified as restaurants. You may not get additional Avios for purchases at a restaurant located within another establishment (e.g., a restaurant located inside a hotel, casino, or event venue) or for purchases made through third-party food delivery services including mobile app delivery services. For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. Cardholders will not earn additional Avios for purchases at bars, nightclubs, coffee shops, and convenience stores.
You will earn a total of 5 Avios for each $1 spent of Eligible Purchases charged directly with Qatar Airways. Please note that certain on-board or in-flight purchases, gift cards, vacation packages, or purchases of Avios may be processed through a third-party merchant and thus would not earn 5x Avios.
Information about earning/transferring Avios to Qatar Airways: Avios earned during a billing cycle are generally transferred to Qatar Airways after the end of each billing cycle but may take up to 12 weeks after the close of the billing cycle. Losing Avios: You will immediately lose all Avios that have not been transferred to Qatar Airways if your Card Account status changes, or your Card Account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Qatar Airways Privilege Club Visa Infinite Credit Card Reward Program Agreement.
Rewards categories: Merchants who accept Visa cards are assigned a merchant identifier, which is determined by the merchant or its processor in accordance with Visa procedures. We use merchant identifiers for the purpose of making rewards offers to you. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. Please note that we make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant, or some of the items that it sells, may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant will not qualify for rewards for purchases in that category.
Bilt Rent Bonus Offer
Offer. Effective [Date when offer starts], when you (i) maintain a Bilt Rewards account (”Bilt Account”) and membership with Bilt Rewards, LLC (”Bilt”) in good standing, (ii) link your Card to your Bilt Account, and (iii) pay rent through the Bilt rental payment portal using your Card, you will earn a total of 3 Avios per $1 of eligible net rent spend (gross rent spend minus any reversals, credits, refunds, disputed charges, or adjustments) processed through Bilt (the ”Eligible Rent Spend”). The 3 Avios consists of 1 Avios per $1 (the standard earn rate on Eligible Purchases) plus 2 additional rent bonus Avios per $1 (provided under this Bilt Rent Bonus Offer) (the "Rent Bonus Avios”). To earn Rent Bonus Avios on a rental payment through the Bilt rental payment portal, at the time of posting your Card Account must be open, current, and active, and the transaction must be classified by Cardless as a rent payment based on the merchant identifier assigned to Bilt Non-rent transactions processed through Bilt are not eligible for Rent Bonus Avios. Rent payments processed through the Pay with Venmo flow using your Card as a backup funding source are not eligible for Rent Bonus Avios. For questions about the Bilt Rent Bonus Offer, including eligibility, the calculation of Rent Bonus Avios, or the status of your Eligible Rent Spend, please contact Cardless customer service at support@cardless.com or (888) 227-3537. For questions about the use or redemption of Avios once credited to your Privilege Club account, please contact Qatar Airways Privilege Club.
Annual Cap. Rent Bonus Avios are awarded only on the first $50,000 of Eligible Rent Spend each calendar year (January 1-December 31).Your progress toward the $50,000 cap is based on your total Eligible Rent Spend at the time each transaction is processed, not on whether Bonus Avios have posted to your account yet. Once you reach $50,000 in Eligible Rent Spend, you will continue to earn 1 Avios per $1 of Eligible Rent Spend but no Rent Bonus Avios for the remainder of the calendar year. If a single payment crosses the cap, the portion at or below the $50,000 earns 3 Avios per $1 and the portion above earns 1 Avios per $1. The cap resets automatically on January 1 of each year.
Posting. Rent Bonus Avios are tracked and posted separately from the standard 1 Avios per $1 that you earn on Eligible Purchases. Please allow up to 12 weeks for bonus “Avios” to post to your Qatar Airways Privilege Club (“Privilege Club”) account. Rent Bonus Avios are subject to all forfeiture, reversal, and loss conditions described in the Qatar Airways Privilege Club Visa Infinite Credit Card Rewards Program Agreement and, consistent with the Earning Qpoints section, do not earn Qpoints.
Bilt Fees and Services. Bilt may charge a separate processing fee when you use a credit card for rent payments through the Bilt portal. This fee is set, charged, and disclosed by Bilt and is not imposed or received by Cardless or First Electronic Bank. Your Bilt Account, the Bilt Rewards programme, and the Bilt rental payment portal are governed by Bilt’s own terms of service and privacy policy, available at biltrewards.com. Cardless and First Electronic Bank disclaim responsibility for the Bilt platform, Bilt’s processing of any rent transaction, Bilt’s fees, and the acts or omissions of Bilt. Bilt has no responsibility for depositing, crediting, or accounting Avios to your Privilege Club account.
Modification. Cardless and Qatar Airways reserve the right to modify, suspend, or terminate this promotional offer (including the multiplier, the cap, eligibility criteria, or qualifying merchant identifiers and codes) at any time, with prospective notice where required by applicable law. Rent Bonus Avios already deposited to your Privilege Club account will not be affected, except as provided in the Rewards Program Agreement and/or the Qatar Airways Privilege Club Programme Terms and Conditions (including for misuse, fraud, or similar conduct) or as required by applicable law.
Using your Avios
Avios are awarded and maintained by Qatar Airways Privilege Club. For information about using your Avios, go to Qatarairways.com or call Qatar Airways Privilege Club directly at 1-877-777-2827, or visit Terms and Conditions | Privilege Club programme for more details.
Flight redemption, pricing, and fees
As long as tickets are still available for sale for the applicable cabin on any Qatar-operated flight, Qatar Airways Privilege Club members can use Miles to book travel on such flights. Qatar Airways award tickets are subject to availability. The number of Qatar Airways Avios required to redeem a flight may vary depending on the destination and the availability of products and/or services, promotional campaigns, and other factors of Qatar Airways and partner airlines. Eligible flights include flights operated by Qatar Airways and its affiliated carriers. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to any government imposed taxes or fees, or airport charges. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Cardless is not responsible for the provision of, or failure to provide, the stated benefits.
Booking Fee Waiver
Qatar Airways Privilege Club Members have the ability to purchase reward tickets on available Qatar Airways flights using Avios (“Award Flights”) sometimes referred to as the “Reward Flight”. When purchasing an Award Flight, the member may be required to pay carrier-imposed fees (the “Booking Fee”), which are in addition to any taxes and the Avios required for the flight. The Booking Fee, sometimes referred to as the Redemption Fee, is included in the “taxes and other carrier-imposed fees” on an Award Flight reservation. Please refer to the Qatar Airways Privilege Club Terms (available at Terms and conditions | Privilege Club programme) for more information regarding the Booking Fee, including when the fee is charged.
For more information about the rewards program, including the definition of “Eligible Purchases” and “Card Account”, see the Qatar Airways Privilege Club Visa Infinite Credit Card Rewards Program Agreement.
As a Qatar Airways Privilege Club Visa Infinite Credit Card cardholder, you may become eligible for a waiver of the Booking Fee that is assessed as part of an Award Flight purchase (the “Booking Fee Waiver”).
You will be eligible for the Booking Fee Waiver if:
You make at least $15,000 of Eligible Purchases using your Card within the first 12 months from the opening of your Card Account.
Once you reach the $15,000 purchase threshold, you will remain eligible for the Booking Fee Waiver for a period of 12 months commencing on the date on which the threshold is achieved. This is the “Initial Booking Fee Waiver Period”.
At the end of the Initial Booking Fee Waiver Period, you will be eligible for the Booking Fee Waiver for subsequent 12-month periods (a “Renewal Booking Fee Waiver Period”) if you have made at least $25,000 of Eligible Purchases using your Card during the Initial Booking Fee Waiver Period or during the most recent preceding Renewal Booking Fee Waiver Period. In the event you have not made the required Eligible Purchases to retain eligibility for the Booking Fee Waiver, then your eligibility for the Booking Fee Waiver will be suspended until you make at least $25,000 of Eligible Purchases in a 12-month period.
Effective December 04, 2025, you will be eligible to receive a Booking Fee Waiver only if you are a ticketed passenger on the applicable Award Flight reservation AND the Award Flight reservation is linked to your Privilege Club Programme account associated with your Card Account.
If eligible for a Booking Fee Waiver, the Booking Fee will be refunded through a statement credit. The statement credit may take up to 90 days to be posted after eligibility for the Booking Fee Waiver is determined and all flight segments under the Award Flight reservation have been fully flown. No statement credit will be issued for reservations that are refunded, only partially flown, or not flown.
Please note that the Booking Fee Waiver only applies to the Booking Fee that is assessed by the carrier as part of the Award Flight reservation and does not apply to other taxes and fees that may be assessed as part of the Award Flight reservation. In addition, statement credits will only be applied to Card Accounts that are open, active, and current. Further, the Booking Fee must be paid using your Qatar Airways Privilege Club Visa Infinite Credit Card to be eligible for the Booking Fee Waiver. There is no limit on the number of flight reservations for which you can receive the Booking Fee Waiver; however, the Booking Fee Waiver only applies to Qatar Airways operated Award Flights that are booked and flown during a qualifying Initial Booking Fee Waiver Period or any subsequent qualifying Renewal Booking Fee Waiver Period. The Booking Fee Waiver is provided by Cardless and is applied as a statement credit to your Card Account. Qatar Airways will continue to charge the Booking Fee in accordance with the Privilege Club Programme Terms and Conditions and related booking terms and conditions - the statement credit is a Card benefit provided by Cardless and not a waiver by Qatar Airways.
If you believe you should have received a Booking Fee Waiver, please contact Cardless customer service at support@cardless.com or (888) 227-3537. You may be asked to provide ticket details so our team can assist you. For more information, please visit the FAQ page on our website.
Earning Qpoints
Eligible Purchases made on your Card Account will also allow you to earn Qpoints under the Qatar Privilege Club programme that may help you achieve or renew Membership Tiers as part of the Privilege Club programme. With the Qatar Airways Privilege Club Visa Infinite Credit Card, 2 Qpoints are awarded for every 2,000 Avios earned from making Eligible Purchases with your Qatar Airways Privilege Club Visa Infinite Credit Card. Qatar Airways maintains and administers the Membership Tiers and administers the Qpoints as part of the Privilege Club programme. For more details on the Membership Tiers associated with Qpoints and any associated expiration dates, please visit Terms and conditions | Privilege Club programme.
You will not earn Qpoints based on any “bonus” Avios accrual, such as sign-up/welcome bonuses and regular promotions, including any seasonal promotional campaigns.
Gold Membership Tier perks
As a Qatar Airways Privilege Club Visa Infinite Credit Card cardholder, you are eligible to receive Gold Membership Tier for your first Card membership year. See Maintaining status below for important information on status renewal.
For more details on the Gold Membership Tier and any benefits associated with this tier, such as priority check-in and boarding, lounge access, and extra baggage allowance please visit Privilege Club tiers and Terms and conditions | Privilege Club programme.
Important information about Membership Tiers: If you are an existing Gold tier member, your initial status date will update to the first day of your Card membership year. If you are already a Gold or Platinum Tier member, your status, including the date of renewal, will remain unchanged, and you will remain in your existing Tier. Please allow up to two (2) billing cycles from Card Account opening for the Qatar Premium Lounge passes to be made available to you. To receive and use the Qatar Premium Lounge passes, your Card Account must be open, active, and current and you must have an open, valid, and linked Privilege Club programme account.
Maintaining status
Your Gold Membership Tier is automatically awarded to your Qatar Airways Privilege Club account, subject to above exceptions, for your first Card membership year only. After your first Card membership year, status renewal is governed by the renewal criteria outlined in the Qatar Airways Privilege Club programme terms and conditions.
Qatar Airways Privilege Club programme information
Individuals whose application for the Qatar Airways Privilege Club Visa Infinite Credit Card is not approved will not be enrolled in the Qatar Airways Privilege Club Programme. Existing Qatar Airways Privilege Club programme members will remain enrolled. If a cardholder’s membership in the Qatar Airways Privilege Club programme is terminated in accordance with the terms and conditions of the Qatar Airways Privilege Club programme, the cardholder will no longer be eligible to earn any Avios for any purchases using the Card Account. Cardless’s sole obligation concerning the awarding of Avios shall be to make a valid request to Qatar Airways to award Avios to the cardholder’s associated Qatar Airways Privilege Club programme account. If you are part of a Family programme under the Qatar Airways Privilege Club, the earning of Avios and the awarding of Membership Tiers will be governed by the Family programme rules as set out in the Privilege Club Programme Terms and Conditions.
Cardless disclaims liability or responsibility for Qatar Airways’ failure to award or redeem Avios to the cardholder’s associated Qatar Airways Privilege Club programme account after Cardless has met its obligations to Qatar Airways in connection with such a request. Benefits are available as long as the cardholder's Qatar Airways Privilege Club Visa Infinite Credit Card account is open, active, and current. Upon closure of the cardholder’s Card Account, all benefits will be canceled.
Qatar Airways Privilege Club programme terms and conditions
Avios accrued, awards, and benefits issued are subject to change and are subject to the rules of the Qatar Airways Privilege Club programme, including without limitation Membership Tiers and the terms governing the earning of Qpoints. Please allow up to 12 weeks after completed qualifying activity for Avios to post to your Qatar Airways Privilege Club programme account. Qatar Airways may, in its sole discretion, change the Qatar Airways Privilege Club programme including, but not limited to, rules, regulations, travel awards and special offers or terminate the Qatar Airways Privilege Club programme at any time and with or without notice even though changes may affect the value of benefits already earned. For more details on the Qatar Airways Privilege Club programme, including the terms and conditions, please visit Privilege Club tiers and Terms and conditions | Privilege Club programme. In the event of any inconsistency between these Offer Terms and the Qatar Airways Privilege Club Programme Terms and Conditions, the Privilege Club Programme Terms and Conditions shall prevail to the extent of the inconsistency. All calculations made in connection with the Qatar Airways Privilege Club programme, including without limitation with respect to the accumulation of Avios and the satisfaction of the qualification requirements for elite category status, will be made by Qatar Airways. Information in this communication that relates to the Qatar Airways Privilege Club programme does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information available at qatarairways.com.
Referral program
Referral bonuses are subject to the terms and eligibility requirements set forth in the Qatar Airways Privilege Club Visa Infinite Credit Card Reward Program Agreement. You can only receive a Referral Bonus when an applicant applies using your unique link and is approved for a Cardless credit card prior to the expiration of this offer. You can receive the bonus for a maximum of 10 friends per calendar year. Allow up to 90 days for the bonus to appear in your rewards account. See cardless.com/refer-a-friend for more details.
Miscellaneous
Accounts subject to credit approval. Restrictions and limitations apply. Offers subject to change. Terms not defined in these Offer details are defined in the Qatar Airways Privilege Club Visa Infinite Credit Card Reward Program Agreement.
Qatar Airways' liability in connection with the Qatar Airways Privilege Club programme, including the crediting of Avios and the provision of Membership Tier benefits, is governed by and limited to the Qatar Airways Privilege Club Programme Terms and Conditions. Qatar Airways does not accept liability for any matters relating to the Card, the Card Account, or any offer or benefit provided by Cardless or Bilt.
The Qatar Airways Privilege Club Visa Infinite Credit Card is issued by First Electronic Bank, pursuant to a license from Visa U.S.A. Inc, and managed by Cardless. Qatar Airways' role is limited to the operation and administration of the Qatar Airways Privilege Club programme, including the crediting of Avios and Qpoints and the administration of Membership Tiers, in accordance with the Privilege Club Programme Terms and Conditions.
